Helping Small, Emerging Businesses of Color

BWC+invest is a zero-percent interest loan program funded through the BWC Economic Development Infrastructure Fund (EDIF). The program is designed to provide a minimum of $10,000 to businesses of color with at least one year of operation, more than two full-time equivalent (FTE) employees and an established track record for producing enough cash flow to support loan repayment within a three-year period or to meet the requirements of the up to 50% loan forgiveness guidelines.

About BWC+invest

Created by BWC Capital, this program is established to help businesses of color that have been:

  1. Forced to temporarily close or reduce business activity due to the COVID-19 pandemic and/or
  2. Physically damaged or suffered stagnant business operations due to the economic harm caused by the civil unrest across the country amid continued racial inequity.

Unlike most bank loans or grants, the BWC+invest is a patient capital program where BWC Capital will make a financial investment in businesses of color with no expectation of immediate repayment as we want to give the enterprise time to stabilize hence the three years of patient capital.

Want to Invest?

Make a community investment today to help provide opportunity funding for small and emerging businesses of color.

Want to Apply?

To apply for a BWC+invest loan, qualifying applicants must complete the BWC Online Application.